Besides botching up your body (and sometimes your love life) what
else does the injury mean to you? It means a ton of financial expenses,
including repairing your motor vehicle, lost wages, a shock to your life
style, a tremendous inconvenience and short or long periods of pain and
discomfort – - all of it a direct result of your injuries.
Plus, there’s a long list of possible medical expenses. For example:
Doctor/Chiropractor, Prescription Drug Bills, Ambulance, Emergency Room
Care, Hospital or Clinic, Specialist and/or Dentist, Laboratory Fees and
Services, Diagnostic Tests, X-Rays and (CT) Scan, Prosthetic Appliances
or Surgical Apparatus (Canes & Crutches), Physical Therapy,
Registered and/or Practical Nurse Fees, Gauze and Tape, Ace Bandages all
of which the insurance company must pay whether they like it or not!
Also, Creams, Lotions, Ointments, Balms and Salves, etc. (Should the
lady in your life apply any of these to your aching body I’m sorry to
tell you this but her labor is not an expense you can claim).
YOU MUST BE COMPENSATED BY THE INSURANCE COMPANY FOR ALL OF THE
ABOVE:
It’s true that a very small percentage of motor vehicle accidents
cause big, serious injuries but that doesn’t mean you shouldn’t be paid
big, serious bucks!
EXAMINATION BY THE INSURANCE COMPANY DOCTOR:
Claims Adjuster Henry
Hard-Nose of Rock Solid Insurance will usually try to pull a fast one
insisting he wants you to be examined by the physician of his choice,
the local medical con-man of all time, Dr. Nuttin’ Wrong. Beware of such
a request. Doctors assigned by the insurance company are notorious for
stating, in the report they’re paid big bucks to execute, “There is no
objective basis”, for your complaints.
You don’t have to agree to be examined by Dr. Nuttin’ Wrong. Rock
Solid Insurance cannot insist that you submit to their doctor for an
examination unless your claim actually becomes a formal court case. So,
hold your ground until your attending physician, Ole Doc Comfort, has
released you. After that it’s okay to agree to be examined because by
then it’s too late! So much time will have passed it will be impossible
for Dr. Wrong to minimize the pain, discomfort and suffering your injury
has caused you.
WHAT TO DO ABOUT YOUR MEDICAL BILLS IF YOU MAKE THE MISTAKE OF
OBTAINING LEGAL HELP FROM ATTORNEY I. M. SHARP:
Should yours be a case
in which there’s no question that you’re not at fault, make it clear to
the Legal Beagle you’ve hired, I. M. Sharp, Esquire, that you expect his
Contingency Fee will not apply to that which he recovers for the damage
to your car, your medical bills, and/or your payment for lost wages.
You tell him these are damages you would have collected ANYWAY – -
whether he was handling the case for you or if you settled it yourself.
Don’t you dare be foolish enough to hand him a huge percentage of that
which you were going to be paid by the insurance company, whether
Attorney Sharp handled the case or not. To do so is the height of
financial stupidity!
YOUR BODILY INJURIES:
It’s a proven fact that the vast majority of
motor vehicle accidents cause minor injuries. While bodily injury pain
can be specifically measured the limits of what you can endure cannot.
Each of us has a different “pain threshold” – - that is, the point at
which we begin to feel physical pain. The amount and quality of pain you
feel is not strictly dependent on the bodily injury inflicted. It has a
lot to do with your previous experience, how well you remember it, and
your ability to understand what caused you that pain, and its
consequences, the last time around.
Stress and strain magnify physical pain plus personal anxiety will
greatly increase it. There are also emotional reactions to the injury. A
bodily injury is bound to cause some degree of mental distress. The
duration and severity that depends on a number of factors: The type of
individual you are, the ultimate consequences of the injury you
sustained, and the life stresses or strengths you’re experiencing at the
time of your injury. (If you can’t stand her and she takes a powder
youll handle your pain better if you really dig the chick and she dumped
you for your best friend)!
When it comes to muscle injuries one thing you must keep in mind is
that when one part of the body demands rest (by sending out a pain
signal) and – - without your even realizing it – - you help your body by
placing a new burden on other muscles. It gets complicated because
although those muscles may not have been directly injured in the
accident, they can still get buggered up and produce a lot of pain
because of their new role.
DISCLAIMER:
The only purpose of this claim tip is to help people
understand the motor vehicle motor vehicle accident claim process.
Neither Dan Baldyga nor (name the magazine/newsletter and/or web site)
make any guarantee of any kind whatsoever; NOR do they purport to engage
in rendering any professional or legal service, NOR to substitute for a
lawyer, an insurance adjuster, or claims consultant, or the like. Where
such professional help is desired it is the INDIVIDUALS RESPONSIBILITY
to obtain said services.
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